Surgical removal of a skin mass with histopathology to check for cancer.
Typical plans reimburse 80–90% after the deductible, for about A$41–A$85/month for a young dog.
Mid-point of the typical range. Ballarat highlighted.
One email when Australian vet prices move or a recall hits. No spam.
Up to 80% back on eligible vet bills, optional routine-care add-on, GapOnly at many clinics.
Get a quote →Accident, illness and comprehensive tiers; part of every premium supports the RSPCA.
Get a quote →Covered For Life plans that keep covering ongoing conditions year after year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
Most Ballarat clinics charge between A$545 and A$1,825 in 2026. Specialty and emergency hospitals sit at the top of that range; neighbourhood clinics sit lower.
Vet prices track rent, wages and clinic competition. Ballarat runs about 4% below the national average across our index.
Yes, for most accident-and-illness plans, subject to your deductible, waiting periods and any pre-existing-condition exclusion.
Dog size and weight (medication and anaesthesia scale with weight), whether bloodwork or imaging is needed first, after-hours timing, and whether a specialist is involved.
Ask for an itemised estimate, compare two clinics, check veterinary-college teaching hospitals, ask about payment plans, and use insurance if the dog was covered before symptoms started.