🇮🇪 Ireland · EUR
Pet insurance in Ireland, compared honestly
3 insurers, 3 head-to-head comparisons and a best-plan pick for 32 breeds — built on our own Irish vet-cost index rather than on commission.
Updated 2026-10-243 insurers, 3 head-to-head comparisons and a best-plan pick for 32 breeds — built on our own Irish vet-cost index rather than on commission.
Updated 2026-10-24Ireland's largest pet insurer; Lifetime plan covers ongoing conditions every renewal.
Get a quote →Three plan levels with vet-fee limits up to €6,500 and third-party liability included.
Get a quote →Accident-only up to lifetime plans, with 24/7 vet helpline.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
| Big claim | Worst-case bill | You pay at 80% | You pay at 90% |
|---|---|---|---|
| ACL / Cruciate Repair (TPLO) | €4,960 | €1,240 | €775 |
| Foreign Body Surgery (swallowed object) | €3,720 | €990 | €650 |
| Cancer Treatment (chemo course) | €9,300 | €2,110 | €1,210 |
| Dental Cleaning with Extractions | €2,170 | €680 | €495 |
Assumes a €310 annual deductible, one claim year, EUR. Every insurer prices and excludes differently — check the policy wording.
Modelled premiums (estimates, not quotes) for a healthy puppy typically run €30–€95 a month depending on breed, age and postcode.
It depends on what you could absorb in cash. The worst single bill we model in Ireland is €4,960. If that would go on credit, insurance is doing real work; if you keep that in savings, self-insuring is defensible.
Pre-existing conditions, anything inside the waiting period, and usually routine or elective care unless you buy a wellness add-on.
On fit rather than commission: breed risk from our cost index against each insurer's own published positioning. We do not hold anyone's rate cards and we say so on every page.