Typical 2026 prices for 17 procedures, from the annual check-up to emergency surgery, in EUR. Crowd-checked with real owner bills.
Waterford price index 0.90×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Exotic Wellness Exam | €50–€100 | none yet | routine |
| Emergency Exam | €100–€195 | none yet | routine |
| Bloodwork Panel | €85–€195 | none yet | covered |
| X-rays | €100–€250 | none yet | covered |
| Euthanasia & Aftercare | €65–€195 | none yet | routine |
| Nail & Incisor Trim (awake) | €22–€50 | none yet | routine |
| Microchip | €33–€65 | none yet | routine |
| Common illnesses | |||
| Respiratory Infection | €110–€335 | none yet | covered |
| Mites & Parasites | €65–€195 | none yet | covered |
| Vitamin C Deficiency (guinea pigs) | €85–€225 | none yet | covered |
| Surgery | |||
| Rabbit Spay (female) | €165–€390 | none yet | routine |
| Rabbit or Ferret Neuter (male) | €100–€260 | none yet | routine |
| Dental Burr or Trim (under anaesthesia) | €260–€530 | none yet | covered |
| Abscess Surgery | €335–€1,005 | none yet | covered |
| Emergency & major | |||
| GI Stasis | €195–€1,340 | none yet | covered |
| Uterine Tumour Surgery | €500–€1,395 | none yet | covered |
| Bladder Stones | €500–€1,230 | none yet | covered |
Estimated annual routine care. Waterford highlighted.
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For a young small pet, plans in Waterford run about €25–€53 a month. One surgery on the table above would repay years of premiums.
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A standard exam runs €50–€100. Emergency exams start around €100.
Waterford sits at 0.90× the Ireland average, at or below most cities in our index.
At local prices a single ACL surgery can reach €1,340. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.