Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in NZD. Crowd-checked with real owner bills.
Dunedin price index 0.95×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | NZ$58–NZ$115 | none yet | routine |
| Emergency Exam | NZ$115–NZ$235 | none yet | routine |
| Kitten Vaccine Series | NZ$115–NZ$235 | none yet | routine |
| Annual Vaccines & Wellness | NZ$80–NZ$140 | none yet | routine |
| Dental Cleaning | NZ$310–NZ$740 | none yet | routine |
| Bloodwork Panel | NZ$85–NZ$235 | none yet | covered |
| X-rays | NZ$115–NZ$310 | none yet | covered |
| Ultrasound | NZ$275–NZ$545 | none yet | covered |
| Euthanasia & Aftercare | NZ$115–NZ$350 | none yet | routine |
| Microchip | NZ$39–NZ$80 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | NZ$235–NZ$700 | none yet | covered |
| Kidney Disease, first year | NZ$465–NZ$1,870 | none yet | covered |
| Hyperthyroidism, medication per year | NZ$310–NZ$700 | none yet | covered |
| Ear Infection | NZ$115–NZ$310 | none yet | covered |
| Urinary Infection | NZ$155–NZ$390 | none yet | covered |
| Skin Allergy Work-up | NZ$195–NZ$625 | none yet | covered |
| Vomiting & Diarrhea Work-up | NZ$195–NZ$700 | none yet | covered |
| Diabetes, first year | NZ$935–NZ$2,335 | none yet | covered |
| Surgery | |||
| Spay (female) | NZ$135–NZ$350 | none yet | routine |
| Neuter (male) | NZ$115–NZ$275 | none yet | routine |
| Dental Extractions | NZ$275–NZ$935 | none yet | covered |
| Lump Removal & Biopsy | NZ$390–NZ$1,170 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | NZ$700–NZ$3,195 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | NZ$1,245–NZ$2,725 | none yet | covered |
| Foreign Body Surgery | NZ$1,560–NZ$3,895 | none yet | covered |
| Fracture Repair | NZ$1,400–NZ$3,895 | none yet | covered |
| Cancer Treatment | NZ$2,335–NZ$7,790 | none yet | covered |
Estimated annual routine care. Dunedin highlighted.
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For a young cat, plans in Dunedin run about NZ$35–NZ$75 a month. One surgery on the table above would repay years of premiums.
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A standard exam runs NZ$58–NZ$115. Emergency exams start around NZ$115.
Dunedin sits at 0.95× the New Zealand average, at or below most cities in our index.
At local prices a single ACL surgery can reach NZ$3,195. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.