Typical 2026 prices for 17 procedures, from the annual check-up to emergency surgery, in NZD. Crowd-checked with real owner bills.
Wellington price index 1.08×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Exotic Wellness Exam | NZ$80–NZ$160 | none yet | routine |
| Emergency Exam | NZ$155–NZ$310 | none yet | routine |
| Bloodwork Panel | NZ$135–NZ$310 | none yet | covered |
| X-rays | NZ$155–NZ$400 | none yet | covered |
| Euthanasia & Aftercare | NZ$105–NZ$310 | none yet | routine |
| Nail & Incisor Trim (awake) | NZ$35–NZ$80 | none yet | routine |
| Microchip | NZ$53–NZ$105 | none yet | routine |
| Common illnesses | |||
| Respiratory Infection | NZ$175–NZ$530 | none yet | covered |
| Mites & Parasites | NZ$105–NZ$310 | none yet | covered |
| Vitamin C Deficiency (guinea pigs) | NZ$135–NZ$355 | none yet | covered |
| Surgery | |||
| Rabbit Spay (female) | NZ$265–NZ$620 | none yet | routine |
| Rabbit or Ferret Neuter (male) | NZ$155–NZ$415 | none yet | routine |
| Dental Burr or Trim (under anaesthesia) | NZ$415–NZ$840 | none yet | covered |
| Abscess Surgery | NZ$530–NZ$1,595 | none yet | covered |
| Emergency & major | |||
| GI Stasis | NZ$310–NZ$2,125 | none yet | covered |
| Uterine Tumour Surgery | NZ$795–NZ$2,215 | none yet | covered |
| Bladder Stones | NZ$795–NZ$1,950 | none yet | covered |
Estimated annual routine care. Wellington highlighted.
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For a young small pet, plans in Wellington run about NZ$40–NZ$85 a month. One surgery on the table above would repay years of premiums.
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A standard exam runs NZ$80–NZ$160. Emergency exams start around NZ$155.
Wellington sits at 1.08× the New Zealand average, above most cities in our index.
At local prices a single ACL surgery can reach NZ$2,125. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.