Tibial plateau levelling osteotomy for a torn cruciate ligament, the most common orthopedic surgery in dogs.
Typical plans reimburse 80–90% after the deductible, for about NZ$35–NZ$75/month for a young dog.
| City | Typical range | Index |
|---|---|---|
| Auckland AUK | NZ$4,135–NZ$7,345 | |
| Wellington WGN | NZ$3,985–NZ$7,085 | |
| Christchurch CAN | NZ$3,765–NZ$6,690 | |
| Tauranga BOP | NZ$3,690–NZ$6,560 | |
| Hamilton WKO | NZ$3,615–NZ$6,430 | |
| Nelson NSN | NZ$3,580–NZ$6,365 | |
| Whangarei NTL | NZ$3,540–NZ$6,300 | |
| Dunedin OTA | NZ$3,505–NZ$6,230 | |
| Napier HKB | NZ$3,505–NZ$6,230 | |
| Palmerston North MWT | NZ$3,430–NZ$6,100 | |
| Rotorua BOP | NZ$3,395–NZ$6,035 | |
| Invercargill STL | NZ$3,320–NZ$5,905 |
Nationally NZ$3,690–NZ$6,560 in 2026. Auckland is the most expensive city we track; Invercargill the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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