Surgical removal of a skin mass with histopathology to check for cancer.
Typical plans reimburse 80–90% after the deductible, for about NZ$35–NZ$75/month for a young dog.
| City | Typical range | Index |
|---|---|---|
| Auckland AUK | NZ$550–NZ$1,835 | |
| Wellington WGN | NZ$530–NZ$1,770 | |
| Christchurch CAN | NZ$500–NZ$1,675 | |
| Tauranga BOP | NZ$490–NZ$1,640 | |
| Hamilton WKO | NZ$480–NZ$1,605 | |
| Nelson NSN | NZ$475–NZ$1,590 | |
| Whangarei NTL | NZ$470–NZ$1,575 | |
| Dunedin OTA | NZ$465–NZ$1,560 | |
| Napier HKB | NZ$465–NZ$1,560 | |
| Palmerston North MWT | NZ$460–NZ$1,525 | |
| Rotorua BOP | NZ$455–NZ$1,510 | |
| Invercargill STL | NZ$445–NZ$1,475 |
Nationally NZ$490–NZ$1,640 in 2026. Auckland is the most expensive city we track; Invercargill the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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