Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in CAD. Crowd-checked with real owner bills.
Surrey price index 1.09×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $80–$165 | none yet | routine |
| Emergency Exam | $165–$325 | none yet | routine |
| Kitten Vaccine Series | $165–$325 | none yet | routine |
| Annual Vaccines & Wellness | $110–$195 | none yet | routine |
| Dental Cleaning | $435–$1,035 | none yet | routine |
| Bloodwork Panel | $120–$325 | none yet | covered |
| X-rays | $165–$435 | none yet | covered |
| Ultrasound | $380–$765 | none yet | covered |
| Euthanasia & Aftercare | $165–$490 | none yet | routine |
| Microchip | $55–$110 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $325–$980 | none yet | covered |
| Kidney Disease, first year | $655–$2,615 | none yet | covered |
| Hyperthyroidism, medication per year | $435–$980 | none yet | covered |
| Ear Infection | $165–$435 | none yet | covered |
| Urinary Infection | $220–$545 | none yet | covered |
| Skin Allergy Work-up | $270–$870 | none yet | covered |
| Vomiting & Diarrhea Work-up | $270–$980 | none yet | covered |
| Diabetes, first year | $1,310–$3,270 | none yet | covered |
| Surgery | |||
| Spay (female) | $190–$490 | none yet | routine |
| Neuter (male) | $165–$380 | none yet | routine |
| Dental Extractions | $380–$1,310 | none yet | covered |
| Lump Removal & Biopsy | $545–$1,635 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $980–$4,470 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,745–$3,815 | none yet | covered |
| Foreign Body Surgery | $2,180–$5,450 | none yet | covered |
| Fracture Repair | $1,960–$5,450 | none yet | covered |
| Cancer Treatment | $3,270–$10,900 | none yet | covered |
Estimated annual routine care. Surrey highlighted.
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For a young cat, plans in Surrey run about $49–$105 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout limits, pays the vet directly at many Canadian clinics.
Get a quote →Covers exam fees, dental disease and behavioural therapy; flexible deductibles.
Get a quote →Canadian-owned since 1989, four plan levels, dental included on all plans.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $80–$165. Emergency exams start around $165.
Surrey sits at 1.09× the Canada average, above most cities in our index.
At local prices a single ACL surgery can reach $4,470. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.