🇮🇪 Ireland · EUR
Pet insurance in Ireland, compared honestly
3 insurers, 3 head-to-head comparisons and a best-plan pick for 30 breeds — built on our own Irish vet-cost index rather than on commission.
Updated 2026-09-063 insurers, 3 head-to-head comparisons and a best-plan pick for 30 breeds — built on our own Irish vet-cost index rather than on commission.
Updated 2026-09-06Ireland's largest pet insurer; Lifetime plan covers ongoing conditions every renewal.
Get a quote →Three plan levels with vet-fee limits up to €6,500 and third-party liability included.
Get a quote →Accident-only up to lifetime plans, with 24/7 vet helpline.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
| Big claim | Worst-case bill | You pay at 80% | You pay at 90% |
|---|---|---|---|
| Foreign Body Surgery | €3,100 | €870 | €590 |
| Cancer Treatment | €6,200 | €1,490 | €900 |
| Dental Extractions | €745 | €395 | €355 |
Assumes a €310 annual deductible, one claim year, EUR. Every insurer prices and excludes differently — check the policy wording.
Starter premiums for a healthy kitten typically run €17–€37 a month depending on breed, age and postcode.
It depends on what you could absorb in cash. The worst single bill we model in Ireland is €2,540. If that would go on credit, insurance is doing real work; if you keep that in savings, self-insuring is defensible.
Pre-existing conditions, anything inside the waiting period, and usually routine or elective care unless you buy a wellness add-on.
On fit rather than commission: breed risk from our cost index against each insurer's own published positioning. We do not hold anyone's rate cards and we say so on every page.