Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in EUR. Crowd-checked with real owner bills.
Waterford price index 0.90×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | €42–€85 | none yet | routine |
| Emergency Exam | €85–€165 | none yet | routine |
| Kitten Vaccine Series | €85–€165 | none yet | routine |
| Annual Vaccines & Wellness | €56–€100 | none yet | routine |
| Dental Cleaning | €225–€530 | none yet | routine |
| Bloodwork Panel | €60–€165 | none yet | covered |
| X-rays | €85–€225 | none yet | covered |
| Ultrasound | €195–€390 | none yet | covered |
| Euthanasia & Aftercare | €85–€250 | none yet | routine |
| Microchip | €28–€56 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | €165–€500 | none yet | covered |
| Kidney Disease, first year | €335–€1,340 | none yet | covered |
| Hyperthyroidism, medication per year | €225–€500 | none yet | covered |
| Ear Infection | €85–€225 | none yet | covered |
| Urinary Infection | €110–€280 | none yet | covered |
| Skin Allergy Work-up | €140–€445 | none yet | covered |
| Vomiting & Diarrhea Work-up | €140–€500 | none yet | covered |
| Diabetes, first year | €670–€1,675 | none yet | covered |
| Surgery | |||
| Spay (female) | €100–€250 | none yet | routine |
| Neuter (male) | €85–€195 | none yet | routine |
| Dental Extractions | €195–€670 | none yet | covered |
| Lump Removal & Biopsy | €280–€835 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | €500–€2,290 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | €895–€1,955 | none yet | covered |
| Foreign Body Surgery | €1,115–€2,790 | none yet | covered |
| Fracture Repair | €1,005–€2,790 | none yet | covered |
| Cancer Treatment | €1,675–€5,580 | none yet | covered |
Estimated annual routine care. Waterford highlighted.
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For a young cat, plans in Waterford run about €25–€53 a month. One surgery on the table above would repay years of premiums.
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A standard exam runs €42–€85. Emergency exams start around €85.
Waterford sits at 0.90× the Ireland average, at or below most cities in our index.
At local prices a single ACL surgery can reach €2,290. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.