Exploratory laparotomy to remove a swallowed sock, toy or bone, with hospitalization.
Typical plans reimburse 80–90% after the deductible, for about €25–€53/month for a young dog.
Mid-point of the typical range. Waterford highlighted.
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Ireland's largest pet insurer; Lifetime plan covers ongoing conditions every renewal.
Get a quote →Three plan levels with vet-fee limits up to €6,500 and third-party liability included.
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Most Waterford clinics charge between €1,395 and €3,350 in 2026. Specialty and emergency hospitals sit at the top of that range; neighbourhood clinics sit lower.
Vet prices track rent, wages and clinic competition. Waterford runs about 10% below the national average across our index.
Yes, for most accident-and-illness plans, subject to your deductible, waiting periods and any pre-existing-condition exclusion.
Dog size and weight (medication and anaesthesia scale with weight), whether bloodwork or imaging is needed first, after-hours timing, and whether a specialist is involved.
Ask for an itemised estimate, compare two clinics, check veterinary-college teaching hospitals, ask about payment plans, and use insurance if the dog was covered before symptoms started.