Risk score 1.20× the average cat. Here is what that means in NZD.
Risk score 1.20x average| Condition / procedure | New Zealand range | Insurance |
|---|---|---|
| Diabetes, first year | NZ$985–NZ$2,460 | covered |
| Vomiting & Diarrhea Work-up | NZ$205–NZ$740 | covered |
| Skin Allergy Work-up | NZ$205–NZ$655 | covered |
This breed carries well-known, expensive conditions. A policy bought early is the cheapest way to cap that risk.
Run the calculator for a SiameseAccident and illness plans with up to 80% back on eligible vet bills; New Zealand's best-known pet insurer.
Get a quote →Cover for dogs, cats, rabbits and some exotics, with lifetime and accident-only tiers.
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Around NZ$14,300 in routine care plus a realistic share of breed-typical conditions, at 2026 New Zealand prices.
Modelled premiums (estimates, not quotes) run about NZ$24–NZ$38 a month for a kitten, rising with age and city.
That depends on what you could pay in cash. The breed's risk score is 1.20× average and the single worst bill we model is NZ$3,360. The calculator compares that bill with your emergency fund and shows the expected net cost of insuring.