Blood count and chemistry. Drawing blood from a small pet takes more skill and often sedation.
Typical plans reimburse 80–90% after the deductible, for about NZ$35–NZ$75/month for a young small pet.
| City | Typical range | Index |
|---|---|---|
| Auckland AUK | NZ$140–NZ$320 | |
| Wellington WGN | NZ$135–NZ$310 | |
| Christchurch CAN | NZ$125–NZ$295 | |
| Tauranga BOP | NZ$125–NZ$285 | |
| Hamilton WKO | NZ$120–NZ$280 | |
| Nelson NSN | NZ$120–NZ$280 | |
| Whangarei NTL | NZ$120–NZ$275 | |
| Dunedin OTA | NZ$115–NZ$275 | |
| Napier HKB | NZ$115–NZ$275 | |
| Palmerston North MWT | NZ$115–NZ$265 | |
| Rotorua BOP | NZ$115–NZ$265 | |
| Invercargill STL | NZ$110–NZ$260 |
Nationally NZ$125–NZ$285 in 2026. Auckland is the most expensive city we track; Invercargill the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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