Typical 2026 prices for 17 procedures, from the annual check-up to emergency surgery, in CAD. Crowd-checked with real owner bills.
St. John's price index 0.90×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Exotic Wellness Exam | $80–$160 | none yet | routine |
| Emergency Exam | $160–$315 | none yet | routine |
| Bloodwork Panel | $135–$315 | none yet | covered |
| X-rays | $160–$405 | none yet | covered |
| Euthanasia & Aftercare | $110–$315 | none yet | routine |
| Nail & Incisor Trim (awake) | $36–$80 | none yet | routine |
| Microchip | $54–$110 | none yet | routine |
| Common illnesses | |||
| Respiratory Infection | $180–$540 | none yet | covered |
| Mites & Parasites | $110–$315 | none yet | covered |
| Vitamin C Deficiency (guinea pigs) | $135–$360 | none yet | covered |
| Surgery | |||
| Rabbit Spay (female) | $270–$630 | none yet | routine |
| Rabbit or Ferret Neuter (male) | $160–$425 | none yet | routine |
| Dental Burr or Trim (under anaesthesia) | $425–$855 | none yet | covered |
| Abscess Surgery | $540–$1,620 | none yet | covered |
| Emergency & major | |||
| GI Stasis | $315–$2,160 | none yet | covered |
| Uterine Tumour Surgery | $810–$2,250 | none yet | covered |
| Bladder Stones | $810–$1,980 | none yet | covered |
Estimated annual routine care. St. John's highlighted.
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For a young small pet, plans in St. John's run about $40–$85 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout limits, pays the vet directly at many Canadian clinics.
Get a quote →Covers exam fees, dental disease and behavioural therapy; flexible deductibles.
Get a quote →Canadian-owned since 1989, four plan levels, dental included on all plans.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $80–$160. Emergency exams start around $160.
St. John's sits at 0.90× the Canada average, at or below most cities in our index.
At local prices a single ACL surgery can reach $2,160. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.