Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
San Jose price index 1.30×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $85–$165 | none yet | routine |
| Emergency Exam | $165–$330 | none yet | routine |
| Kitten Vaccine Series | $165–$330 | none yet | routine |
| Annual Vaccines & Wellness | $110–$200 | none yet | routine |
| Dental Cleaning | $440–$1,050 | none yet | routine |
| Bloodwork Panel | $120–$330 | none yet | covered |
| X-rays | $165–$440 | none yet | covered |
| Ultrasound | $385–$775 | none yet | covered |
| Euthanasia & Aftercare | $165–$495 | none yet | routine |
| Microchip | $55–$110 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $330–$995 | none yet | covered |
| Kidney Disease, first year | $665–$2,650 | none yet | covered |
| Hyperthyroidism, medication per year | $440–$995 | none yet | covered |
| Ear Infection | $165–$440 | none yet | covered |
| Urinary Infection | $220–$550 | none yet | covered |
| Skin Allergy Work-up | $275–$885 | none yet | covered |
| Vomiting & Diarrhea Work-up | $275–$995 | none yet | covered |
| Diabetes, first year | $1,325–$3,315 | none yet | covered |
| Surgery | |||
| Spay (female) | $195–$495 | none yet | routine |
| Neuter (male) | $165–$385 | none yet | routine |
| Dental Extractions | $385–$1,325 | none yet | covered |
| Lump Removal & Biopsy | $550–$1,660 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $995–$4,530 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,770–$3,870 | none yet | covered |
| Foreign Body Surgery | $2,210–$5,525 | none yet | covered |
| Fracture Repair | $1,990–$5,525 | none yet | covered |
| Cancer Treatment | $3,315–$11,050 | none yet | covered |
Estimated annual routine care. San Jose highlighted.
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For a young cat, plans in San Jose run about $50–$105 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $85–$165. Emergency exams start around $165.
San Jose sits at 1.30× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $4,530. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.