Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Philadelphia price index 1.05×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $65–$135 | none yet | routine |
| Emergency Exam | $135–$270 | none yet | routine |
| Kitten Vaccine Series | $135–$270 | none yet | routine |
| Annual Vaccines & Wellness | $90–$160 | none yet | routine |
| Dental Cleaning | $355–$850 | none yet | routine |
| Bloodwork Panel | $100–$270 | none yet | covered |
| X-rays | $135–$355 | none yet | covered |
| Ultrasound | $310–$625 | none yet | covered |
| Euthanasia & Aftercare | $135–$400 | none yet | routine |
| Microchip | $45–$90 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $270–$805 | none yet | covered |
| Kidney Disease, first year | $535–$2,140 | none yet | covered |
| Hyperthyroidism, medication per year | $355–$805 | none yet | covered |
| Ear Infection | $135–$355 | none yet | covered |
| Urinary Infection | $180–$445 | none yet | covered |
| Skin Allergy Work-up | $225–$715 | none yet | covered |
| Vomiting & Diarrhea Work-up | $225–$805 | none yet | covered |
| Diabetes, first year | $1,070–$2,680 | none yet | covered |
| Surgery | |||
| Spay (female) | $155–$400 | none yet | routine |
| Neuter (male) | $135–$310 | none yet | routine |
| Dental Extractions | $310–$1,070 | none yet | covered |
| Lump Removal & Biopsy | $445–$1,340 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $805–$3,660 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,430–$3,125 | none yet | covered |
| Foreign Body Surgery | $1,785–$4,460 | none yet | covered |
| Fracture Repair | $1,605–$4,460 | none yet | covered |
| Cancer Treatment | $2,680–$8,925 | none yet | covered |
Estimated annual routine care. Philadelphia highlighted.
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For a young cat, plans in Philadelphia run about $40–$85 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $65–$135. Emergency exams start around $135.
Philadelphia sits at 1.05× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $3,660. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.