Updated 2026-09-06 · Prices in CAD · Recall feed checked daily
🇨🇦 Canada
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🇨🇦 Canada

Which breeds cost the most at the vet?

Risk scores from breed health surveys and insurer claims data, priced in CAD. Pick a breed for its lifetime cost, likely conditions and insurance verdict.

Dog breeds
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Highest annual premiums

Estimated first-year premium for a puppy, CAD.

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Risk score, explained

1.00 is an average mixed-breed dog. A 1.50 breed is expected to generate about 50% more vet spending over its life, mostly from a handful of known conditions. Premiums follow the same curve. Buy insurance before the first symptom; pre-existing conditions are never covered.

All breeds

32 breeds