Risk scores from breed health surveys and insurer claims data, priced in CAD. Pick a breed for its lifetime cost, likely conditions and insurance verdict.
Estimated first-year premium for a puppy, CAD.
1.00 is an average mixed-breed dog. A 1.50 breed is expected to generate about 50% more vet spending over its life, mostly from a handful of known conditions. Premiums follow the same curve. Buy insurance before the first symptom; pre-existing conditions are never covered.