Updated 2026-09-06 · Prices in GBP · Recall feed checked daily
🇬🇧 United Kingdom
Home Breeds
🇬🇧 United Kingdom

Which breeds cost the most at the vet?

Risk scores from breed health surveys and insurer claims data, priced in GBP. Pick a breed for its lifetime cost, likely conditions and insurance verdict.

Dog breeds
Chart

Highest annual premiums

Estimated first-year premium for a puppy, GBP.

Read this first

Risk score, explained

1.00 is an average mixed-breed dog. A 1.50 breed is expected to generate about 50% more vet spending over its life, mostly from a handful of known conditions. Premiums follow the same curve. Buy insurance before the first symptom; pre-existing conditions are never covered.

All breeds

32 breeds

risk 1.00×

Australian Shepherd

medium · from £36/mo
risk 1.10×

Beagle

medium · from £36/mo
risk 1.80×

Bernese Mountain Dog

large · from £65/mo
risk 0.90×

Border Collie

medium · from £34/mo
risk 1.50×

Boxer

large · from £55/mo
risk 1.50×

Cane Corso

large · from £58/mo
risk 1.50×

Cavalier King Charles Spaniel

small · from £49/mo
risk 1.00×

Chihuahua

small · from £30/mo
risk 1.30×

Cocker Spaniel

medium · from £42/mo
risk 1.40×

Dachshund

small · from £44/mo
risk 1.50×

Doberman

large · from £55/mo
risk 1.70×

English Bulldog

medium · from £60/mo
risk 1.60×

French Bulldog

small · from £55/mo
risk 1.35×

German Shepherd

large · from £51/mo
risk 1.35×

Golden Retriever

large · from £48/mo
risk 1.10×

Goldendoodle / Labradoodle

large · from £42/mo
risk 1.70×

Great Dane

large · from £70/mo
risk 0.90×

Havanese

small · from £32/mo
risk 1.25×

Labrador Retriever

large · from £45/mo
risk 1.00×

Mixed breed (large)

large · from £38/mo
risk 0.90×

Mixed breed (medium)

medium · from £32/mo
risk 0.80×

Mixed breed (small)

small · from £28/mo
risk 1.30×

Pit Bull / Staffordshire

medium · from £45/mo
risk 1.10×

Pomeranian

small · from £35/mo
risk 1.10×

Poodle (Standard)

large · from £41/mo
risk 0.90×

Poodle (Toy/Mini)

small · from £30/mo
risk 1.40×

Pug

small · from £45/mo
risk 1.50×

Rottweiler

large · from £57/mo
risk 1.00×

Shiba Inu

medium · from £36/mo
risk 1.10×

Shih Tzu

small · from £34/mo
risk 1.10×

Siberian Husky

large · from £41/mo
risk 1.10×

Yorkshire Terrier

small · from £34/mo