Risk score 0.95× the average cat. Here is what that means in CAD.
Insurance recommended| Condition / procedure | Canada range | Insurance |
|---|---|---|
| Dental Extractions | $350–$1,200 | covered |
| Vomiting & Diarrhea Work-up | $250–$900 | covered |
Average-to-elevated risk. Insurance is a reasonable default unless you keep a large emergency fund.
Run the calculator for a Domestic longhair90% reimbursement, no payout limits, pays the vet directly at many Canadian clinics.
Get a quote →Covers exam fees, dental disease and behavioural therapy; flexible deductibles.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
Around $13,215 in routine care plus a realistic share of breed-typical conditions, at 2026 Canadian prices.
Starter premiums run about $23–$38 a month for a kitten, rising with age and city.
Insurance recommended. The breed's risk score is 0.95× average, and the single worst bill we model is $4,100.