Exam, urinalysis and antibiotics. True infections are less common in cats than dogs and often point to another problem.
Typical plans reimburse 80–90% after the deductible, for about $46–$95/month for a young cat.
| City | Typical range | Index |
|---|---|---|
| Toronto ON | $230–$575 | |
| Vancouver BC | $230–$575 | |
| Mississauga ON | $225–$560 | |
| Victoria BC | $220–$550 | |
| Surrey BC | $220–$545 | |
| Calgary AB | $215–$540 | |
| Guelph ON | $210–$530 | |
| Ottawa ON | $210–$525 | |
| Kelowna BC | $210–$525 | |
| Barrie ON | $210–$525 | |
| Hamilton ON | $210–$520 | |
| Kitchener-Waterloo ON | $205–$515 | |
| Edmonton AB | $205–$510 | |
| London ON | $200–$500 | |
| Red Deer AB | $195–$485 | |
| Moncton NB | $185–$465 | |
| Montreal QC | $185–$460 | |
| Sherbrooke QC | $185–$460 | |
| Halifax NS | $180–$450 | |
| St. John's NL | $180–$450 | |
| Saskatoon SK | $175–$440 | |
| Winnipeg MB | $175–$440 | |
| Quebec City QC | $175–$440 | |
| Regina SK | $175–$435 |
Nationally $200–$500 in 2026. Toronto is the most expensive city we track; Regina the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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