Exam, imaging and antibiotics for snuffles in rabbits or a chest infection in guinea pigs and rats.
Typical plans reimburse 80–90% after the deductible, for about NZ$35–NZ$75/month for a young small pet.
| City | Typical range | Index |
|---|---|---|
| Auckland AUK | NZ$185–NZ$550 | |
| Wellington WGN | NZ$175–NZ$530 | |
| Christchurch CAN | NZ$165–NZ$500 | |
| Tauranga BOP | NZ$165–NZ$490 | |
| Hamilton WKO | NZ$160–NZ$480 | |
| Nelson NSN | NZ$160–NZ$475 | |
| Whangarei NTL | NZ$155–NZ$470 | |
| Dunedin OTA | NZ$155–NZ$465 | |
| Napier HKB | NZ$155–NZ$465 | |
| Palmerston North MWT | NZ$155–NZ$460 | |
| Rotorua BOP | NZ$150–NZ$455 | |
| Invercargill STL | NZ$150–NZ$445 |
Nationally NZ$165–NZ$490 in 2026. Auckland is the most expensive city we track; Invercargill the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
One email when New Zealand vet prices move or a recall hits. No spam.