Exam, imaging and antibiotics for snuffles in rabbits or a chest infection in guinea pigs and rats.
Typical plans reimburse 80–90% after the deductible, for about $46–$95/month for a young small pet.
| City | Typical range | Index |
|---|---|---|
| Toronto ON | $230–$690 | |
| Vancouver BC | $230–$690 | |
| Mississauga ON | $225–$670 | |
| Victoria BC | $220–$660 | |
| Surrey BC | $220–$655 | |
| Calgary AB | $215–$650 | |
| Guelph ON | $210–$635 | |
| Ottawa ON | $210–$630 | |
| Kelowna BC | $210–$630 | |
| Barrie ON | $210–$630 | |
| Hamilton ON | $210–$625 | |
| Kitchener-Waterloo ON | $205–$620 | |
| Edmonton AB | $205–$610 | |
| London ON | $200–$600 | |
| Red Deer AB | $195–$580 | |
| Moncton NB | $185–$560 | |
| Montreal QC | $185–$550 | |
| Sherbrooke QC | $185–$550 | |
| Halifax NS | $180–$540 | |
| St. John's NL | $180–$540 | |
| Saskatoon SK | $175–$530 | |
| Winnipeg MB | $175–$530 | |
| Quebec City QC | $175–$530 | |
| Regina SK | $175–$520 |
Nationally $200–$600 in 2026. Toronto is the most expensive city we track; Regina the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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