Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £46–£90 | none yet | routine |
| Emergency Exam (after hours) | £90–£215 | none yet | covered |
| Puppy Vaccine Series | £150–£275 | none yet | routine |
| Annual Booster Vaccines | £55–£120 | none yet | routine |
| Spay (female) | £305–£670 | none yet | routine |
| Neuter (male) | £245–£485 | none yet | routine |
| Dental Cleaning (under anaesthesia) | £395–£790 | none yet | covered |
| Euthanasia + Cremation | £150–£425 | none yet | covered |
| Microchip | £30–£55 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | £915–£2,130 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | £90–£215 | none yet | covered |
| X-rays (2 views) | £120–£305 | none yet | covered |
| Abdominal Ultrasound | £245–£485 | none yet | covered |
| Ear Infection Treatment | £90–£215 | none yet | covered |
| Urinary Tract Infection | £120–£275 | none yet | covered |
| Skin Allergy Workup | £185–£550 | none yet | covered |
| Vomiting / Diarrhea Visit | £120–£425 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | £1,520–£3,655 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | £2,740–£4,870 | none yet | covered |
| Bloat (GDV) Emergency Surgery | £3,045–£6,090 | none yet | covered |
| Lump / Mass Removal | £365–£1,220 | none yet | covered |
| Fracture Repair | £1,825–£4,265 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | £3,045–£9,135 | none yet | covered |
| Diabetes (first year) | £1,220–£2,435 | none yet | covered |
Estimated annual routine care. Edinburgh highlighted.
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For a young dog, plans in Edinburgh run about £27–£58 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £46–£90. Emergency exams start around £90.
Edinburgh sits at 1.05× the United Kingdom average, above most cities in our index.
At local prices a single ACL surgery can reach £4,870. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.