Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £41–£85 | none yet | routine |
| Emergency Exam (after hours) | £85–£195 | none yet | covered |
| Puppy Vaccine Series | £140–£250 | none yet | routine |
| Annual Booster Vaccines | £50–£110 | none yet | routine |
| Spay (female) | £275–£605 | none yet | routine |
| Neuter (male) | £220–£440 | none yet | routine |
| Dental Cleaning (under anaesthesia) | £360–£715 | none yet | covered |
| Euthanasia + Cremation | £140–£385 | none yet | covered |
| Microchip | £28–£50 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | £825–£1,930 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | £85–£195 | none yet | covered |
| X-rays (2 views) | £110–£275 | none yet | covered |
| Abdominal Ultrasound | £220–£440 | none yet | covered |
| Ear Infection Treatment | £85–£195 | none yet | covered |
| Urinary Tract Infection | £110–£250 | none yet | covered |
| Skin Allergy Workup | £165–£495 | none yet | covered |
| Vomiting / Diarrhea Visit | £110–£385 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | £1,380–£3,305 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | £2,480–£4,410 | none yet | covered |
| Bloat (GDV) Emergency Surgery | £2,755–£5,510 | none yet | covered |
| Lump / Mass Removal | £330–£1,100 | none yet | covered |
| Fracture Repair | £1,655–£3,855 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | £2,755–£8,265 | none yet | covered |
| Diabetes (first year) | £1,100–£2,205 | none yet | covered |
Estimated annual routine care. Leeds highlighted.
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For a young dog, plans in Leeds run about £25–£52 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £41–£85. Emergency exams start around £85.
Leeds sits at 0.95× the United Kingdom average, at or below most cities in our index.
At local prices a single ACL surgery can reach £4,410. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.