Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $60–$120 | none yet | routine |
| Emergency Exam | $120–$240 | none yet | routine |
| Kitten Vaccine Series | $120–$240 | none yet | routine |
| Annual Vaccines & Wellness | $80–$145 | none yet | routine |
| Dental Cleaning | $320–$760 | none yet | routine |
| Bloodwork Panel | $90–$240 | none yet | covered |
| X-rays | $120–$320 | none yet | covered |
| Ultrasound | $280–$560 | none yet | covered |
| Euthanasia & Aftercare | $120–$360 | none yet | routine |
| Microchip | $40–$80 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $240–$720 | none yet | covered |
| Kidney Disease, first year | $480–$1,920 | none yet | covered |
| Hyperthyroidism, medication per year | $320–$720 | none yet | covered |
| Ear Infection | $120–$320 | none yet | covered |
| Urinary Infection | $160–$400 | none yet | covered |
| Skin Allergy Work-up | $200–$640 | none yet | covered |
| Vomiting & Diarrhea Work-up | $200–$720 | none yet | covered |
| Diabetes, first year | $960–$2,395 | none yet | covered |
| Surgery | |||
| Spay (female) | $140–$360 | none yet | routine |
| Neuter (male) | $120–$280 | none yet | routine |
| Dental Extractions | $280–$960 | none yet | covered |
| Lump Removal & Biopsy | $400–$1,200 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $720–$3,275 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,280–$2,795 | none yet | covered |
| Foreign Body Surgery | $1,600–$3,995 | none yet | covered |
| Fracture Repair | $1,440–$3,995 | none yet | covered |
| Cancer Treatment | $2,395–$7,990 | none yet | covered |
Estimated annual routine care. Cleveland highlighted.
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For a young cat, plans in Cleveland run about $36–$75 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $60–$120. Emergency exams start around $120.
Cleveland sits at 0.94× the United States average, at or below most cities in our index.
At local prices a single ACL surgery can reach $3,275. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.