Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $70–$140 | none yet | routine |
| Emergency Exam | $140–$275 | none yet | routine |
| Kitten Vaccine Series | $140–$275 | none yet | routine |
| Annual Vaccines & Wellness | $90–$165 | none yet | routine |
| Dental Cleaning | $365–$870 | none yet | routine |
| Bloodwork Panel | $100–$275 | none yet | covered |
| X-rays | $140–$365 | none yet | covered |
| Ultrasound | $320–$645 | none yet | covered |
| Euthanasia & Aftercare | $140–$415 | none yet | routine |
| Microchip | $46–$90 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $275–$825 | none yet | covered |
| Kidney Disease, first year | $550–$2,205 | none yet | covered |
| Hyperthyroidism, medication per year | $365–$825 | none yet | covered |
| Ear Infection | $140–$365 | none yet | covered |
| Urinary Infection | $185–$460 | none yet | covered |
| Skin Allergy Work-up | $230–$735 | none yet | covered |
| Vomiting & Diarrhea Work-up | $230–$825 | none yet | covered |
| Diabetes, first year | $1,100–$2,755 | none yet | covered |
| Surgery | |||
| Spay (female) | $160–$415 | none yet | routine |
| Neuter (male) | $140–$320 | none yet | routine |
| Dental Extractions | $320–$1,100 | none yet | covered |
| Lump Removal & Biopsy | $460–$1,375 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $825–$3,765 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,470–$3,215 | none yet | covered |
| Foreign Body Surgery | $1,835–$4,590 | none yet | covered |
| Fracture Repair | $1,650–$4,590 | none yet | covered |
| Cancer Treatment | $2,755–$9,180 | none yet | covered |
Estimated annual routine care. Denver highlighted.
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For a young cat, plans in Denver run about $41–$85 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $70–$140. Emergency exams start around $140.
Denver sits at 1.08× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $3,765. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.