Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Richmond price index 1.00×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $65–$130 | none yet | routine |
| Emergency Exam | $130–$255 | none yet | routine |
| Kitten Vaccine Series | $130–$255 | none yet | routine |
| Annual Vaccines & Wellness | $85–$155 | none yet | routine |
| Dental Cleaning | $340–$810 | none yet | routine |
| Bloodwork Panel | $95–$255 | none yet | covered |
| X-rays | $130–$340 | none yet | covered |
| Ultrasound | $300–$595 | none yet | covered |
| Euthanasia & Aftercare | $130–$380 | none yet | routine |
| Microchip | $42–$85 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $255–$765 | none yet | covered |
| Kidney Disease, first year | $510–$2,040 | none yet | covered |
| Hyperthyroidism, medication per year | $340–$765 | none yet | covered |
| Ear Infection | $130–$340 | none yet | covered |
| Urinary Infection | $170–$425 | none yet | covered |
| Skin Allergy Work-up | $210–$680 | none yet | covered |
| Vomiting & Diarrhea Work-up | $210–$765 | none yet | covered |
| Diabetes, first year | $1,020–$2,550 | none yet | covered |
| Surgery | |||
| Spay (female) | $150–$380 | none yet | routine |
| Neuter (male) | $130–$300 | none yet | routine |
| Dental Extractions | $300–$1,020 | none yet | covered |
| Lump Removal & Biopsy | $425–$1,275 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $765–$3,485 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,360–$2,975 | none yet | covered |
| Foreign Body Surgery | $1,700–$4,250 | none yet | covered |
| Fracture Repair | $1,530–$4,250 | none yet | covered |
| Cancer Treatment | $2,550–$8,500 | none yet | covered |
Estimated annual routine care. Richmond highlighted.
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For a young cat, plans in Richmond run about $38–$80 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $65–$130. Emergency exams start around $130.
Richmond sits at 1.00× the United States average, at or below most cities in our index.
At local prices a single ACL surgery can reach $3,485. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.