Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Sacramento price index 1.18×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $75–$150 | none yet | routine |
| Emergency Exam | $150–$300 | none yet | routine |
| Kitten Vaccine Series | $150–$300 | none yet | routine |
| Annual Vaccines & Wellness | $100–$180 | none yet | routine |
| Dental Cleaning | $400–$955 | none yet | routine |
| Bloodwork Panel | $110–$300 | none yet | covered |
| X-rays | $150–$400 | none yet | covered |
| Ultrasound | $350–$700 | none yet | covered |
| Euthanasia & Aftercare | $150–$450 | none yet | routine |
| Microchip | $50–$100 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $300–$905 | none yet | covered |
| Kidney Disease, first year | $600–$2,405 | none yet | covered |
| Hyperthyroidism, medication per year | $400–$905 | none yet | covered |
| Ear Infection | $150–$400 | none yet | covered |
| Urinary Infection | $200–$500 | none yet | covered |
| Skin Allergy Work-up | $250–$800 | none yet | covered |
| Vomiting & Diarrhea Work-up | $250–$905 | none yet | covered |
| Diabetes, first year | $1,205–$3,010 | none yet | covered |
| Surgery | |||
| Spay (female) | $175–$450 | none yet | routine |
| Neuter (male) | $150–$350 | none yet | routine |
| Dental Extractions | $350–$1,205 | none yet | covered |
| Lump Removal & Biopsy | $500–$1,505 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $905–$4,110 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,605–$3,510 | none yet | covered |
| Foreign Body Surgery | $2,005–$5,015 | none yet | covered |
| Fracture Repair | $1,805–$5,015 | none yet | covered |
| Cancer Treatment | $3,010–$10,030 | none yet | covered |
Estimated annual routine care. Sacramento highlighted.
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For a young cat, plans in Sacramento run about $45–$95 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $75–$150. Emergency exams start around $150.
Sacramento sits at 1.18× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $4,110. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.