Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Houston price index 0.95×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $60–$120 | none yet | routine |
| Emergency Exam (after hours) | $120–$285 | none yet | covered |
| Puppy Vaccine Series | $200–$365 | none yet | routine |
| Annual Booster Vaccines | $75–$160 | none yet | routine |
| Spay (female) | $405–$890 | none yet | routine |
| Neuter (male) | $325–$645 | none yet | routine |
| Dental Cleaning (under anaesthesia) | $525–$1,050 | none yet | covered |
| Euthanasia + Cremation | $200–$565 | none yet | covered |
| Microchip | $40–$75 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | $1,210–$2,825 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | $120–$285 | none yet | covered |
| X-rays (2 views) | $160–$405 | none yet | covered |
| Abdominal Ultrasound | $325–$645 | none yet | covered |
| Ear Infection Treatment | $120–$285 | none yet | covered |
| Urinary Tract Infection | $160–$365 | none yet | covered |
| Skin Allergy Workup | $240–$725 | none yet | covered |
| Vomiting / Diarrhea Visit | $160–$565 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | $2,020–$4,845 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | $3,635–$6,460 | none yet | covered |
| Bloat (GDV) Emergency Surgery | $4,040–$8,075 | none yet | covered |
| Lump / Mass Removal | $485–$1,615 | none yet | covered |
| Fracture Repair | $2,420–$5,650 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | $4,040–$12,110 | none yet | covered |
| Diabetes (first year) | $1,615–$3,230 | none yet | covered |
Estimated annual routine care. Houston highlighted.
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For a young dog, plans in Houston run about $36–$75 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $60–$120. Emergency exams start around $120.
Houston sits at 0.95× the United States average, at or below most cities in our index.
At local prices a single ACL surgery can reach $6,460. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.