Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
San Diego price index 1.20×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $75–$155 | none yet | routine |
| Emergency Exam (after hours) | $155–$355 | none yet | covered |
| Puppy Vaccine Series | $255–$460 | none yet | routine |
| Annual Booster Vaccines | $90–$205 | none yet | routine |
| Spay (female) | $510–$1,120 | none yet | routine |
| Neuter (male) | $410–$815 | none yet | routine |
| Dental Cleaning (under anaesthesia) | $665–$1,325 | none yet | covered |
| Euthanasia + Cremation | $255–$715 | none yet | covered |
| Microchip | $51–$90 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | $1,530–$3,570 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | $155–$355 | none yet | covered |
| X-rays (2 views) | $205–$510 | none yet | covered |
| Abdominal Ultrasound | $410–$815 | none yet | covered |
| Ear Infection Treatment | $155–$355 | none yet | covered |
| Urinary Tract Infection | $205–$460 | none yet | covered |
| Skin Allergy Workup | $305–$920 | none yet | covered |
| Vomiting / Diarrhea Visit | $205–$715 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | $2,550–$6,120 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | $4,590–$8,160 | none yet | covered |
| Bloat (GDV) Emergency Surgery | $5,100–$10,200 | none yet | covered |
| Lump / Mass Removal | $610–$2,040 | none yet | covered |
| Fracture Repair | $3,060–$7,140 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | $5,100–$15,300 | none yet | covered |
| Diabetes (first year) | $2,040–$4,080 | none yet | covered |
Estimated annual routine care. San Diego highlighted.
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For a young dog, plans in San Diego run about $46–$95 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $75–$155. Emergency exams start around $155.
San Diego sits at 1.20× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $8,160. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.