Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Philadelphia price index 1.05×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $65–$135 | none yet | routine |
| Emergency Exam (after hours) | $135–$310 | none yet | covered |
| Puppy Vaccine Series | $225–$400 | none yet | routine |
| Annual Booster Vaccines | $80–$180 | none yet | routine |
| Spay (female) | $445–$980 | none yet | routine |
| Neuter (male) | $355–$715 | none yet | routine |
| Dental Cleaning (under anaesthesia) | $580–$1,160 | none yet | covered |
| Euthanasia + Cremation | $225–$625 | none yet | covered |
| Microchip | $45–$80 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | $1,340–$3,125 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | $135–$310 | none yet | covered |
| X-rays (2 views) | $180–$445 | none yet | covered |
| Abdominal Ultrasound | $355–$715 | none yet | covered |
| Ear Infection Treatment | $135–$310 | none yet | covered |
| Urinary Tract Infection | $180–$400 | none yet | covered |
| Skin Allergy Workup | $270–$805 | none yet | covered |
| Vomiting / Diarrhea Visit | $180–$625 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | $2,230–$5,355 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | $4,015–$7,140 | none yet | covered |
| Bloat (GDV) Emergency Surgery | $4,460–$8,925 | none yet | covered |
| Lump / Mass Removal | $535–$1,785 | none yet | covered |
| Fracture Repair | $2,680–$6,250 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | $4,460–$13,390 | none yet | covered |
| Diabetes (first year) | $1,785–$3,570 | none yet | covered |
Estimated annual routine care. Philadelphia highlighted.
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For a young dog, plans in Philadelphia run about $40–$85 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $65–$135. Emergency exams start around $135.
Philadelphia sits at 1.05× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $7,140. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.