Exam, urinalysis, and antibiotics; culture adds $100-$200.
Typical plans reimburse 80–90% after the deductible, for about $46–$95/month for a young dog.
| City | Typical range | Index |
|---|---|---|
| Toronto ON | $230–$520 | |
| Vancouver BC | $230–$520 | |
| Mississauga ON | $225–$505 | |
| Victoria BC | $220–$495 | |
| Surrey BC | $220–$490 | |
| Calgary AB | $215–$485 | |
| Ottawa ON | $210–$470 | |
| Kelowna BC | $210–$470 | |
| Hamilton ON | $210–$470 | |
| Kitchener-Waterloo ON | $205–$465 | |
| Edmonton AB | $205–$460 | |
| London ON | $200–$450 | |
| Red Deer AB | $195–$435 | |
| Montreal QC | $185–$415 | |
| Halifax NS | $180–$405 | |
| St. John's NL | $180–$405 | |
| Saskatoon SK | $175–$395 | |
| Winnipeg MB | $175–$395 | |
| Quebec City QC | $175–$395 | |
| Regina SK | $175–$390 |
Nationally $200–$450 in 2026. Toronto is the most expensive city we track; Regina the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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