Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in CAD. Crowd-checked with real owner bills.
Winnipeg price index 0.88×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $65–$130 | none yet | routine |
| Emergency Exam (after hours) | $130–$310 | none yet | covered |
| Puppy Vaccine Series | $220–$395 | none yet | routine |
| Annual Booster Vaccines | $80–$175 | none yet | routine |
| Spay (female) | $440–$970 | none yet | routine |
| Neuter (male) | $350–$705 | none yet | routine |
| Dental Cleaning (under anaesthesia) | $570–$1,145 | none yet | covered |
| Euthanasia + Cremation | $220–$615 | none yet | covered |
| Microchip | $44–$80 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | $1,320–$3,080 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | $130–$310 | none yet | covered |
| X-rays (2 views) | $175–$440 | none yet | covered |
| Abdominal Ultrasound | $350–$705 | none yet | covered |
| Ear Infection Treatment | $130–$310 | none yet | covered |
| Urinary Tract Infection | $175–$395 | none yet | covered |
| Skin Allergy Workup | $265–$790 | none yet | covered |
| Vomiting / Diarrhea Visit | $175–$615 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | $2,200–$5,280 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | $3,960–$7,040 | none yet | covered |
| Bloat (GDV) Emergency Surgery | $4,400–$8,800 | none yet | covered |
| Lump / Mass Removal | $530–$1,760 | none yet | covered |
| Fracture Repair | $2,640–$6,160 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | $4,400–$13,200 | none yet | covered |
| Diabetes (first year) | $1,760–$3,520 | none yet | covered |
Estimated annual routine care. Winnipeg highlighted.
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For a young dog, plans in Winnipeg run about $40–$85 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout limits, pays the vet directly at many Canadian clinics.
Get a quote →Covers exam fees, dental disease and behavioural therapy; flexible deductibles.
Get a quote →Canadian-owned since 1989, four plan levels, dental included on all plans.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $65–$130. Emergency exams start around $130.
Winnipeg sits at 0.88× the Canada average, at or below most cities in our index.
At local prices a single ACL surgery can reach $7,040. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.