Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Miami price index 1.10×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $70–$140 | none yet | routine |
| Emergency Exam | $140–$280 | none yet | routine |
| Kitten Vaccine Series | $140–$280 | none yet | routine |
| Annual Vaccines & Wellness | $95–$170 | none yet | routine |
| Dental Cleaning | $375–$890 | none yet | routine |
| Bloodwork Panel | $105–$280 | none yet | covered |
| X-rays | $140–$375 | none yet | covered |
| Ultrasound | $325–$655 | none yet | covered |
| Euthanasia & Aftercare | $140–$420 | none yet | routine |
| Microchip | $47–$95 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $280–$840 | none yet | covered |
| Kidney Disease, first year | $560–$2,245 | none yet | covered |
| Hyperthyroidism, medication per year | $375–$840 | none yet | covered |
| Ear Infection | $140–$375 | none yet | covered |
| Urinary Infection | $185–$470 | none yet | covered |
| Skin Allergy Work-up | $235–$750 | none yet | covered |
| Vomiting & Diarrhea Work-up | $235–$840 | none yet | covered |
| Diabetes, first year | $1,120–$2,805 | none yet | covered |
| Surgery | |||
| Spay (female) | $165–$420 | none yet | routine |
| Neuter (male) | $140–$325 | none yet | routine |
| Dental Extractions | $325–$1,120 | none yet | covered |
| Lump Removal & Biopsy | $470–$1,400 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $840–$3,835 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,495–$3,275 | none yet | covered |
| Foreign Body Surgery | $1,870–$4,675 | none yet | covered |
| Fracture Repair | $1,685–$4,675 | none yet | covered |
| Cancer Treatment | $2,805–$9,350 | none yet | covered |
Estimated annual routine care. Miami highlighted.
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For a young cat, plans in Miami run about $42–$90 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $70–$140. Emergency exams start around $140.
Miami sits at 1.10× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $3,835. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.