Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Detroit price index 0.90×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $57–$115 | none yet | routine |
| Emergency Exam | $115–$230 | none yet | routine |
| Kitten Vaccine Series | $115–$230 | none yet | routine |
| Annual Vaccines & Wellness | $75–$140 | none yet | routine |
| Dental Cleaning | $305–$725 | none yet | routine |
| Bloodwork Panel | $85–$230 | none yet | covered |
| X-rays | $115–$305 | none yet | covered |
| Ultrasound | $270–$535 | none yet | covered |
| Euthanasia & Aftercare | $115–$345 | none yet | routine |
| Microchip | $38–$75 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $230–$690 | none yet | covered |
| Kidney Disease, first year | $460–$1,835 | none yet | covered |
| Hyperthyroidism, medication per year | $305–$690 | none yet | covered |
| Ear Infection | $115–$305 | none yet | covered |
| Urinary Infection | $155–$380 | none yet | covered |
| Skin Allergy Work-up | $190–$610 | none yet | covered |
| Vomiting & Diarrhea Work-up | $190–$690 | none yet | covered |
| Diabetes, first year | $920–$2,295 | none yet | covered |
| Surgery | |||
| Spay (female) | $135–$345 | none yet | routine |
| Neuter (male) | $115–$270 | none yet | routine |
| Dental Extractions | $270–$920 | none yet | covered |
| Lump Removal & Biopsy | $380–$1,150 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $690–$3,135 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,225–$2,680 | none yet | covered |
| Foreign Body Surgery | $1,530–$3,825 | none yet | covered |
| Fracture Repair | $1,375–$3,825 | none yet | covered |
| Cancer Treatment | $2,295–$7,650 | none yet | covered |
Estimated annual routine care. Detroit highlighted.
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For a young cat, plans in Detroit run about $34–$75 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $57–$115. Emergency exams start around $115.
Detroit sits at 0.90× the United States average, at or below most cities in our index.
At local prices a single ACL surgery can reach $3,135. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.