Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $59–$115 | none yet | routine |
| Emergency Exam | $115–$235 | none yet | routine |
| Kitten Vaccine Series | $115–$235 | none yet | routine |
| Annual Vaccines & Wellness | $80–$140 | none yet | routine |
| Dental Cleaning | $315–$745 | none yet | routine |
| Bloodwork Panel | $85–$235 | none yet | covered |
| X-rays | $115–$315 | none yet | covered |
| Ultrasound | $275–$545 | none yet | covered |
| Euthanasia & Aftercare | $115–$350 | none yet | routine |
| Microchip | $39–$80 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | $235–$705 | none yet | covered |
| Kidney Disease, first year | $470–$1,875 | none yet | covered |
| Hyperthyroidism, medication per year | $315–$705 | none yet | covered |
| Ear Infection | $115–$315 | none yet | covered |
| Urinary Infection | $155–$390 | none yet | covered |
| Skin Allergy Work-up | $195–$625 | none yet | covered |
| Vomiting & Diarrhea Work-up | $195–$705 | none yet | covered |
| Diabetes, first year | $940–$2,345 | none yet | covered |
| Surgery | |||
| Spay (female) | $135–$350 | none yet | routine |
| Neuter (male) | $115–$275 | none yet | routine |
| Dental Extractions | $275–$940 | none yet | covered |
| Lump Removal & Biopsy | $390–$1,175 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | $705–$3,205 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | $1,250–$2,735 | none yet | covered |
| Foreign Body Surgery | $1,565–$3,910 | none yet | covered |
| Fracture Repair | $1,410–$3,910 | none yet | covered |
| Cancer Treatment | $2,345–$7,820 | none yet | covered |
Estimated annual routine care. Oklahoma City highlighted.
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For a young cat, plans in Oklahoma City run about $35–$75 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $59–$115. Emergency exams start around $115.
Oklahoma City sits at 0.92× the United States average, at or below most cities in our index.
At local prices a single ACL surgery can reach $3,205. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.