Typical 2026 prices for 17 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Philadelphia price index 1.05×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Exotic Wellness Exam | $80–$160 | none yet | routine |
| Emergency Exam | $155–$310 | none yet | routine |
| Bloodwork Panel | $135–$310 | none yet | covered |
| X-rays | $155–$400 | none yet | covered |
| Euthanasia & Aftercare | $105–$310 | none yet | routine |
| Nail & Incisor Trim (awake) | $36–$80 | none yet | routine |
| Microchip | $54–$105 | none yet | routine |
| Common illnesses | |||
| Respiratory Infection | $180–$535 | none yet | covered |
| Mites & Parasites | $105–$310 | none yet | covered |
| Vitamin C Deficiency (guinea pigs) | $135–$355 | none yet | covered |
| Surgery | |||
| Rabbit Spay (female) | $270–$625 | none yet | routine |
| Rabbit or Ferret Neuter (male) | $155–$420 | none yet | routine |
| Dental Burr or Trim (under anaesthesia) | $420–$850 | none yet | covered |
| Abscess Surgery | $535–$1,605 | none yet | covered |
| Emergency & major | |||
| GI Stasis | $310–$2,140 | none yet | covered |
| Uterine Tumour Surgery | $805–$2,230 | none yet | covered |
| Bladder Stones | $805–$1,965 | none yet | covered |
Estimated annual routine care. Philadelphia highlighted.
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For a young small pet, plans in Philadelphia run about $40–$85 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $80–$160. Emergency exams start around $155.
Philadelphia sits at 1.05× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $2,140. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.