Typical 2026 prices for 17 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
San Francisco price index 1.40×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Exotic Wellness Exam | $105–$215 | none yet | routine |
| Emergency Exam | $210–$415 | none yet | routine |
| Bloodwork Panel | $180–$415 | none yet | covered |
| X-rays | $210–$535 | none yet | covered |
| Euthanasia & Aftercare | $145–$415 | none yet | routine |
| Nail & Incisor Trim (awake) | $48–$105 | none yet | routine |
| Microchip | $70–$145 | none yet | routine |
| Common illnesses | |||
| Respiratory Infection | $240–$715 | none yet | covered |
| Mites & Parasites | $145–$415 | none yet | covered |
| Vitamin C Deficiency (guinea pigs) | $180–$475 | none yet | covered |
| Surgery | |||
| Rabbit Spay (female) | $355–$835 | none yet | routine |
| Rabbit or Ferret Neuter (male) | $210–$560 | none yet | routine |
| Dental Burr or Trim (under anaesthesia) | $560–$1,130 | none yet | covered |
| Abscess Surgery | $715–$2,140 | none yet | covered |
| Emergency & major | |||
| GI Stasis | $415–$2,855 | none yet | covered |
| Uterine Tumour Surgery | $1,070–$2,975 | none yet | covered |
| Bladder Stones | $1,070–$2,620 | none yet | covered |
Estimated annual routine care. San Francisco highlighted.
One email when American vet prices move or a recall hits. No spam.
For a young small pet, plans in San Francisco run about $54–$115 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $105–$215. Emergency exams start around $210.
San Francisco sits at 1.40× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $2,855. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.