Typical 2026 prices for 17 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
San Jose price index 1.30×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Exotic Wellness Exam | $100–$200 | none yet | routine |
| Emergency Exam | $195–$385 | none yet | routine |
| Bloodwork Panel | $165–$385 | none yet | covered |
| X-rays | $195–$495 | none yet | covered |
| Euthanasia & Aftercare | $135–$385 | none yet | routine |
| Nail & Incisor Trim (awake) | $44–$100 | none yet | routine |
| Microchip | $65–$135 | none yet | routine |
| Common illnesses | |||
| Respiratory Infection | $220–$665 | none yet | covered |
| Mites & Parasites | $135–$385 | none yet | covered |
| Vitamin C Deficiency (guinea pigs) | $165–$440 | none yet | covered |
| Surgery | |||
| Rabbit Spay (female) | $330–$775 | none yet | routine |
| Rabbit or Ferret Neuter (male) | $195–$520 | none yet | routine |
| Dental Burr or Trim (under anaesthesia) | $520–$1,050 | none yet | covered |
| Abscess Surgery | $665–$1,990 | none yet | covered |
| Emergency & major | |||
| GI Stasis | $385–$2,650 | none yet | covered |
| Uterine Tumour Surgery | $995–$2,760 | none yet | covered |
| Bladder Stones | $995–$2,430 | none yet | covered |
Estimated annual routine care. San Jose highlighted.
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For a young small pet, plans in San Jose run about $50–$105 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $100–$200. Emergency exams start around $195.
San Jose sits at 1.30× the United States average, above most cities in our index.
At local prices a single ACL surgery can reach $2,650. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.