Typical 2026 prices for 17 procedures, from the annual check-up to emergency surgery, in USD. Crowd-checked with real owner bills.
Phoenix price index 0.95×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Exotic Wellness Exam | $75–$145 | none yet | routine |
| Emergency Exam | $140–$285 | none yet | routine |
| Bloodwork Panel | $120–$285 | none yet | covered |
| X-rays | $140–$365 | none yet | covered |
| Euthanasia & Aftercare | $95–$285 | none yet | routine |
| Nail & Incisor Trim (awake) | $32–$75 | none yet | routine |
| Microchip | $48–$95 | none yet | routine |
| Common illnesses | |||
| Respiratory Infection | $160–$485 | none yet | covered |
| Mites & Parasites | $95–$285 | none yet | covered |
| Vitamin C Deficiency (guinea pigs) | $120–$325 | none yet | covered |
| Surgery | |||
| Rabbit Spay (female) | $240–$565 | none yet | routine |
| Rabbit or Ferret Neuter (male) | $140–$380 | none yet | routine |
| Dental Burr or Trim (under anaesthesia) | $380–$765 | none yet | covered |
| Abscess Surgery | $485–$1,455 | none yet | covered |
| Emergency & major | |||
| GI Stasis | $285–$1,940 | none yet | covered |
| Uterine Tumour Surgery | $725–$2,020 | none yet | covered |
| Bladder Stones | $725–$1,775 | none yet | covered |
Estimated annual routine care. Phoenix highlighted.
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For a young small pet, plans in Phoenix run about $36–$75 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout caps, pays many US clinics directly at checkout.
Get a quote →App-first, low base premiums, optional wellness add-ons for vaccines and dental.
Get a quote →Covers exam fees and dental illness, with a diminishing deductible each claim-free year.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $75–$145. Emergency exams start around $140.
Phoenix sits at 0.95× the United States average, at or below most cities in our index.
At local prices a single ACL surgery can reach $1,940. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.