Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in CAD. Crowd-checked with real owner bills.
Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $70–$140 | none yet | routine |
| Emergency Exam (after hours) | $140–$325 | none yet | covered |
| Puppy Vaccine Series | $230–$420 | none yet | routine |
| Annual Booster Vaccines | $85–$185 | none yet | routine |
| Spay (female) | $465–$1,025 | none yet | routine |
| Neuter (male) | $370–$745 | none yet | routine |
| Dental Cleaning (under anaesthesia) | $605–$1,210 | none yet | covered |
| Euthanasia + Cremation | $230–$650 | none yet | covered |
| Microchip | $46–$85 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | $1,395–$3,255 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | $140–$325 | none yet | covered |
| X-rays (2 views) | $185–$465 | none yet | covered |
| Abdominal Ultrasound | $370–$745 | none yet | covered |
| Ear Infection Treatment | $140–$325 | none yet | covered |
| Urinary Tract Infection | $185–$420 | none yet | covered |
| Skin Allergy Workup | $280–$835 | none yet | covered |
| Vomiting / Diarrhea Visit | $185–$650 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | $2,325–$5,580 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | $4,185–$7,440 | none yet | covered |
| Bloat (GDV) Emergency Surgery | $4,650–$9,300 | none yet | covered |
| Lump / Mass Removal | $560–$1,860 | none yet | covered |
| Fracture Repair | $2,790–$6,510 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | $4,650–$13,950 | none yet | covered |
| Diabetes (first year) | $1,860–$3,720 | none yet | covered |
Estimated annual routine care. Moncton highlighted.
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For a young dog, plans in Moncton run about $42–$90 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout limits, pays the vet directly at many Canadian clinics.
Get a quote →Covers exam fees, dental disease and behavioural therapy; flexible deductibles.
Get a quote →Canadian-owned since 1989, four plan levels, dental included on all plans.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $70–$140. Emergency exams start around $140.
Moncton sits at 0.93× the Canada average, at or below most cities in our index.
At local prices a single ACL surgery can reach $7,440. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.