Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in CAD. Crowd-checked with real owner bills.
Montreal price index 0.92×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | $70–$140 | none yet | routine |
| Emergency Exam (after hours) | $140–$320 | none yet | covered |
| Puppy Vaccine Series | $230–$415 | none yet | routine |
| Annual Booster Vaccines | $85–$185 | none yet | routine |
| Spay (female) | $460–$1,010 | none yet | routine |
| Neuter (male) | $370–$735 | none yet | routine |
| Dental Cleaning (under anaesthesia) | $600–$1,195 | none yet | covered |
| Euthanasia + Cremation | $230–$645 | none yet | covered |
| Microchip | $46–$85 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | $1,380–$3,220 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | $140–$320 | none yet | covered |
| X-rays (2 views) | $185–$460 | none yet | covered |
| Abdominal Ultrasound | $370–$735 | none yet | covered |
| Ear Infection Treatment | $140–$320 | none yet | covered |
| Urinary Tract Infection | $185–$415 | none yet | covered |
| Skin Allergy Workup | $275–$830 | none yet | covered |
| Vomiting / Diarrhea Visit | $185–$645 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | $2,300–$5,520 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | $4,140–$7,360 | none yet | covered |
| Bloat (GDV) Emergency Surgery | $4,600–$9,200 | none yet | covered |
| Lump / Mass Removal | $550–$1,840 | none yet | covered |
| Fracture Repair | $2,760–$6,440 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | $4,600–$13,800 | none yet | covered |
| Diabetes (first year) | $1,840–$3,680 | none yet | covered |
Estimated annual routine care. Montreal highlighted.
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For a young dog, plans in Montreal run about $41–$85 a month. One surgery on the table above would repay years of premiums.
90% reimbursement, no payout limits, pays the vet directly at many Canadian clinics.
Get a quote →Covers exam fees, dental disease and behavioural therapy; flexible deductibles.
Get a quote →Canadian-owned since 1989, four plan levels, dental included on all plans.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs $70–$140. Emergency exams start around $140.
Montreal sits at 0.92× the Canada average, at or below most cities in our index.
At local prices a single ACL surgery can reach $7,360. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.