Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Birmingham price index 0.97×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £42–£85 | none yet | routine |
| Emergency Exam | £85–£170 | none yet | routine |
| Kitten Vaccine Series | £85–£170 | none yet | routine |
| Annual Vaccines & Wellness | £56–£100 | none yet | routine |
| Dental Cleaning | £225–£535 | none yet | routine |
| Bloodwork Panel | £60–£170 | none yet | covered |
| X-rays | £85–£225 | none yet | covered |
| Ultrasound | £195–£395 | none yet | covered |
| Euthanasia & Aftercare | £85–£255 | none yet | routine |
| Microchip | £28–£56 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | £170–£505 | none yet | covered |
| Kidney Disease, first year | £340–£1,350 | none yet | covered |
| Hyperthyroidism, medication per year | £225–£505 | none yet | covered |
| Ear Infection | £85–£225 | none yet | covered |
| Urinary Infection | £115–£280 | none yet | covered |
| Skin Allergy Work-up | £140–£450 | none yet | covered |
| Vomiting & Diarrhea Work-up | £140–£505 | none yet | covered |
| Diabetes, first year | £675–£1,690 | none yet | covered |
| Surgery | |||
| Spay (female) | £100–£255 | none yet | routine |
| Neuter (male) | £85–£195 | none yet | routine |
| Dental Extractions | £195–£675 | none yet | covered |
| Lump Removal & Biopsy | £280–£845 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | £505–£2,305 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | £900–£1,970 | none yet | covered |
| Foreign Body Surgery | £1,125–£2,815 | none yet | covered |
| Fracture Repair | £1,015–£2,815 | none yet | covered |
| Cancer Treatment | £1,690–£5,625 | none yet | covered |
Estimated annual routine care. Birmingham highlighted.
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For a young cat, plans in Birmingham run about £25–£53 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £42–£85. Emergency exams start around £85.
Birmingham sits at 0.97× the United Kingdom average, at or below most cities in our index.
At local prices a single ACL surgery can reach £2,305. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.