Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £47–£95 | none yet | routine |
| Emergency Exam | £95–£190 | none yet | routine |
| Kitten Vaccine Series | £95–£190 | none yet | routine |
| Annual Vaccines & Wellness | £65–£115 | none yet | routine |
| Dental Cleaning | £250–£595 | none yet | routine |
| Bloodwork Panel | £70–£190 | none yet | covered |
| X-rays | £95–£250 | none yet | covered |
| Ultrasound | £220–£440 | none yet | covered |
| Euthanasia & Aftercare | £95–£280 | none yet | routine |
| Microchip | £31–£65 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | £190–£565 | none yet | covered |
| Kidney Disease, first year | £375–£1,505 | none yet | covered |
| Hyperthyroidism, medication per year | £250–£565 | none yet | covered |
| Ear Infection | £95–£250 | none yet | covered |
| Urinary Infection | £125–£315 | none yet | covered |
| Skin Allergy Work-up | £155–£500 | none yet | covered |
| Vomiting & Diarrhea Work-up | £155–£565 | none yet | covered |
| Diabetes, first year | £750–£1,880 | none yet | covered |
| Surgery | |||
| Spay (female) | £110–£280 | none yet | routine |
| Neuter (male) | £95–£220 | none yet | routine |
| Dental Extractions | £220–£750 | none yet | covered |
| Lump Removal & Biopsy | £315–£940 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | £565–£2,570 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | £1,000–£2,190 | none yet | covered |
| Foreign Body Surgery | £1,255–£3,130 | none yet | covered |
| Fracture Repair | £1,130–£3,130 | none yet | covered |
| Cancer Treatment | £1,880–£6,265 | none yet | covered |
Estimated annual routine care. Bristol highlighted.
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For a young cat, plans in Bristol run about £28–£60 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £47–£95. Emergency exams start around £95.
Bristol sits at 1.08× the United Kingdom average, above most cities in our index.
At local prices a single ACL surgery can reach £2,570. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.