Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Liverpool price index 0.93×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £40–£80 | none yet | routine |
| Emergency Exam | £80–£160 | none yet | routine |
| Kitten Vaccine Series | £80–£160 | none yet | routine |
| Annual Vaccines & Wellness | £54–£95 | none yet | routine |
| Dental Cleaning | £215–£510 | none yet | routine |
| Bloodwork Panel | £59–£160 | none yet | covered |
| X-rays | £80–£215 | none yet | covered |
| Ultrasound | £190–£380 | none yet | covered |
| Euthanasia & Aftercare | £80–£245 | none yet | routine |
| Microchip | £27–£54 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | £160–£485 | none yet | covered |
| Kidney Disease, first year | £325–£1,295 | none yet | covered |
| Hyperthyroidism, medication per year | £215–£485 | none yet | covered |
| Ear Infection | £80–£215 | none yet | covered |
| Urinary Infection | £110–£270 | none yet | covered |
| Skin Allergy Work-up | £135–£430 | none yet | covered |
| Vomiting & Diarrhea Work-up | £135–£485 | none yet | covered |
| Diabetes, first year | £645–£1,620 | none yet | covered |
| Surgery | |||
| Spay (female) | £95–£245 | none yet | routine |
| Neuter (male) | £80–£190 | none yet | routine |
| Dental Extractions | £190–£645 | none yet | covered |
| Lump Removal & Biopsy | £270–£810 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | £485–£2,210 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | £865–£1,890 | none yet | covered |
| Foreign Body Surgery | £1,080–£2,695 | none yet | covered |
| Fracture Repair | £970–£2,695 | none yet | covered |
| Cancer Treatment | £1,620–£5,395 | none yet | covered |
Estimated annual routine care. Liverpool highlighted.
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For a young cat, plans in Liverpool run about £24–£51 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £40–£80. Emergency exams start around £80.
Liverpool sits at 0.93× the United Kingdom average, at or below most cities in our index.
At local prices a single ACL surgery can reach £2,210. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.