Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Cambridge price index 1.15×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £50–£100 | none yet | routine |
| Emergency Exam | £100–£200 | none yet | routine |
| Kitten Vaccine Series | £100–£200 | none yet | routine |
| Annual Vaccines & Wellness | £65–£120 | none yet | routine |
| Dental Cleaning | £265–£635 | none yet | routine |
| Bloodwork Panel | £75–£200 | none yet | covered |
| X-rays | £100–£265 | none yet | covered |
| Ultrasound | £235–£465 | none yet | covered |
| Euthanasia & Aftercare | £100–£300 | none yet | routine |
| Microchip | £33–£65 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | £200–£600 | none yet | covered |
| Kidney Disease, first year | £400–£1,600 | none yet | covered |
| Hyperthyroidism, medication per year | £265–£600 | none yet | covered |
| Ear Infection | £100–£265 | none yet | covered |
| Urinary Infection | £135–£335 | none yet | covered |
| Skin Allergy Work-up | £165–£535 | none yet | covered |
| Vomiting & Diarrhea Work-up | £165–£600 | none yet | covered |
| Diabetes, first year | £800–£2,000 | none yet | covered |
| Surgery | |||
| Spay (female) | £115–£300 | none yet | routine |
| Neuter (male) | £100–£235 | none yet | routine |
| Dental Extractions | £235–£800 | none yet | covered |
| Lump Removal & Biopsy | £335–£1,000 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | £600–£2,735 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | £1,065–£2,335 | none yet | covered |
| Foreign Body Surgery | £1,335–£3,335 | none yet | covered |
| Fracture Repair | £1,200–£3,335 | none yet | covered |
| Cancer Treatment | £2,000–£6,670 | none yet | covered |
Estimated annual routine care. Cambridge highlighted.
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For a young cat, plans in Cambridge run about £30–£65 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £50–£100. Emergency exams start around £100.
Cambridge sits at 1.15× the United Kingdom average, above most cities in our index.
At local prices a single ACL surgery can reach £2,735. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.