Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Southampton price index 1.02×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £44–£90 | none yet | routine |
| Emergency Exam | £90–£175 | none yet | routine |
| Kitten Vaccine Series | £90–£175 | none yet | routine |
| Annual Vaccines & Wellness | £59–£105 | none yet | routine |
| Dental Cleaning | £235–£560 | none yet | routine |
| Bloodwork Panel | £65–£175 | none yet | covered |
| X-rays | £90–£235 | none yet | covered |
| Ultrasound | £205–£415 | none yet | covered |
| Euthanasia & Aftercare | £90–£265 | none yet | routine |
| Microchip | £30–£59 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | £175–£530 | none yet | covered |
| Kidney Disease, first year | £355–£1,420 | none yet | covered |
| Hyperthyroidism, medication per year | £235–£530 | none yet | covered |
| Ear Infection | £90–£235 | none yet | covered |
| Urinary Infection | £120–£295 | none yet | covered |
| Skin Allergy Work-up | £150–£475 | none yet | covered |
| Vomiting & Diarrhea Work-up | £150–£530 | none yet | covered |
| Diabetes, first year | £710–£1,775 | none yet | covered |
| Surgery | |||
| Spay (female) | £105–£265 | none yet | routine |
| Neuter (male) | £90–£205 | none yet | routine |
| Dental Extractions | £205–£710 | none yet | covered |
| Lump Removal & Biopsy | £295–£885 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | £530–£2,425 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | £945–£2,070 | none yet | covered |
| Foreign Body Surgery | £1,185–£2,960 | none yet | covered |
| Fracture Repair | £1,065–£2,960 | none yet | covered |
| Cancer Treatment | £1,775–£5,915 | none yet | covered |
Estimated annual routine care. Southampton highlighted.
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For a young cat, plans in Southampton run about £27–£56 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £44–£90. Emergency exams start around £90.
Southampton sits at 1.02× the United Kingdom average, above most cities in our index.
At local prices a single ACL surgery can reach £2,425. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.