Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
London price index 1.35×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £59–£115 | none yet | routine |
| Emergency Exam | £115–£235 | none yet | routine |
| Kitten Vaccine Series | £115–£235 | none yet | routine |
| Annual Vaccines & Wellness | £80–£140 | none yet | routine |
| Dental Cleaning | £315–£745 | none yet | routine |
| Bloodwork Panel | £85–£235 | none yet | covered |
| X-rays | £115–£315 | none yet | covered |
| Ultrasound | £275–£550 | none yet | covered |
| Euthanasia & Aftercare | £115–£350 | none yet | routine |
| Microchip | £39–£80 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | £235–£705 | none yet | covered |
| Kidney Disease, first year | £470–£1,880 | none yet | covered |
| Hyperthyroidism, medication per year | £315–£705 | none yet | covered |
| Ear Infection | £115–£315 | none yet | covered |
| Urinary Infection | £155–£390 | none yet | covered |
| Skin Allergy Work-up | £195–£625 | none yet | covered |
| Vomiting & Diarrhea Work-up | £195–£705 | none yet | covered |
| Diabetes, first year | £940–£2,350 | none yet | covered |
| Surgery | |||
| Spay (female) | £135–£350 | none yet | routine |
| Neuter (male) | £115–£275 | none yet | routine |
| Dental Extractions | £275–£940 | none yet | covered |
| Lump Removal & Biopsy | £390–£1,175 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | £705–£3,210 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | £1,255–£2,740 | none yet | covered |
| Foreign Body Surgery | £1,565–£3,915 | none yet | covered |
| Fracture Repair | £1,410–£3,915 | none yet | covered |
| Cancer Treatment | £2,350–£7,830 | none yet | covered |
Estimated annual routine care. London highlighted.
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For a young cat, plans in London run about £35–£75 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £59–£115. Emergency exams start around £115.
London sits at 1.35× the United Kingdom average, above most cities in our index.
At local prices a single ACL surgery can reach £3,210. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.