Typical 2026 prices for 27 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Belfast price index 0.85×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £37–£75 | none yet | routine |
| Emergency Exam | £75–£150 | none yet | routine |
| Kitten Vaccine Series | £75–£150 | none yet | routine |
| Annual Vaccines & Wellness | £49–£90 | none yet | routine |
| Dental Cleaning | £195–£470 | none yet | routine |
| Bloodwork Panel | £54–£150 | none yet | covered |
| X-rays | £75–£195 | none yet | covered |
| Ultrasound | £175–£345 | none yet | covered |
| Euthanasia & Aftercare | £75–£220 | none yet | routine |
| Microchip | £25–£49 | none yet | routine |
| Common illnesses | |||
| Urinary Tract Disease (non-blocked) | £150–£445 | none yet | covered |
| Kidney Disease, first year | £295–£1,185 | none yet | covered |
| Hyperthyroidism, medication per year | £195–£445 | none yet | covered |
| Ear Infection | £75–£195 | none yet | covered |
| Urinary Infection | £100–£245 | none yet | covered |
| Skin Allergy Work-up | £125–£395 | none yet | covered |
| Vomiting & Diarrhea Work-up | £125–£445 | none yet | covered |
| Diabetes, first year | £590–£1,480 | none yet | covered |
| Surgery | |||
| Spay (female) | £85–£220 | none yet | routine |
| Neuter (male) | £75–£175 | none yet | routine |
| Dental Extractions | £175–£590 | none yet | covered |
| Lump Removal & Biopsy | £245–£740 | none yet | covered |
| Emergency & major | |||
| Urinary Blockage (male cat) | £445–£2,020 | none yet | covered |
| Hyperthyroidism, radioiodine (I-131) | £790–£1,725 | none yet | covered |
| Foreign Body Surgery | £985–£2,465 | none yet | covered |
| Fracture Repair | £885–£2,465 | none yet | covered |
| Cancer Treatment | £1,480–£4,930 | none yet | covered |
Estimated annual routine care. Belfast highlighted.
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For a young cat, plans in Belfast run about £22–£47 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £37–£75. Emergency exams start around £75.
Belfast sits at 0.85× the United Kingdom average, at or below most cities in our index.
At local prices a single ACL surgery can reach £2,020. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.